INSIGHTS 
INVESTMENT STRATEGY
THE BASICS
DOWNLOADS
DOWNLOAD
DOWNLOAD
DOWNLOAD
View all Reports
Economic Updates
Philippines Trade Update: Exports momentum continues
DOWNLOAD
Economic Updates
Quarterly Economic Growth Release: More BSP cuts to come
DOWNLOAD
Economic Updates
Monthly Economic Update: Fed catches up
DOWNLOAD
Follow us on our platforms.
Economy3 MIN READ
Fed and BSP Preview: Back-to-back cuts post-US gov’t shutdown
Monetary authorities in the US and the Philippines are set to continue their rate-cutting cycle.
By Marian Florendo and Yoshitaka Hirakawa Read More
Economy3 MIN READ
How the Philippine economy can bounce back in 2026
A combination of monetary policy decisions and target-consistent inflation may provide a springboard for growth
By Nicholas Antonio Mapa Read More
Equities2 MIN READ
The bullish case for Philippine REITs
Prospects remain bright for top Philippine REITs. Read to know more.
By German de la Paz III and Charles Randy Lumhod Read More
Retirement4 MIN READ
Want a lasting legacy? Build on these six pillars of estate planning
These six pillars ensure a positive legacy for your loved ones.
By Wanda Beltran Read More
Investment Tips3 MIN READ
How should I do a portfolio review before the year ends?
Year-end reviews are mirrors to some aspect of your life. They are useful, too, with your portfolio
By Earl Andrew A. Aguirre Read More
TODAY’S REPORT
December 5, 2025
The Gist
Your Morning Fix
- The peso sank to the PHP 59 per dollar level Thursday, reaching a two-week low, as rate-cut expectations and a dim economic growth prospects weighed on sentiment.
- The Senate approved on second reading the PHP 6.793-trillion 2026 budget, cutting public works funds and unprogrammed appropriations.
- The Philippines cut export targets through 2028 due to global trade and shipping disruptions, with Philippine Export Development Plan (PEDP) projections now pegged at USD 110.8 to USD 113.4 billion for 2025, USD 116.1 to USD 120.2 billion for 2026.
- US jobless claims fell by 27,000 to 191,000 in the week ended Nov. 29, the lowest in over three years, signaling employers are holding onto workers despite recent layoff announcements.
- Announced US layoffs fell to 71,321 in November, data from Challenger, Gray & Christmas. November’s job cuts were the highest for the month since 2022.
The Gist
EXCLUSIVE STORIES FROM METROBANK
Stories from Metrobank
Economy
3 MIN READ
Fed and BSP Preview: Back-to-back cuts post-US gov’t shutdown
Monetary authorities in the US and the Philippines are set to continue their rate-cutting cycle.
By Marian Florendo and Yoshitaka Hirakawa December 4, 2025
Investment Tips
2 MIN READ
Investment Ideas: December 4, 2025
Here are our latest picks and calls to help you create your ideal investment portfolio
By Metrobank December 4, 2025
Equities
2 MIN READ
Eye on Earnings: Selective strategy for consumer stocks
As the holidays begin, find out how the companies behind our feasting fared in the third quarter of 2025.
By German de la Paz III and Charles Randy Lumhod December 4, 2025
Economy
3 MIN READ
How the Philippine economy can bounce back in 2026
A combination of monetary policy decisions and target-consistent inflation may provide a springboard for growth
By Nicholas Antonio Mapa December 3, 2025
Investment Tips
3 MIN READ
How should I do a portfolio review before the year ends?
Year-end reviews are mirrors to some aspect of your life. They are useful, too, with your portfolio
By Earl Andrew A. Aguirre December 3, 2025
Investment Tips
2 MIN READ
Investment Ideas: December 3, 2025
Here are our latest picks and calls to help you create your ideal investment portfolio
By Metrobank December 3, 2025Editor's Picks
Investment Tips
Bond or Bond Fund: Which one is for you?
By Earl Andrew A. Aguirre
Investment Tips
How to invest efficiently with Metrobank’s model portfolios
By Metrobank
Investment Tips
Time Deposits vs. Treasury Bills: Where to Park Your Money?
By Maria Christina “Yna” Virtudazo
Investment Tips
How balanced funds can help you cope with market swings
By Elaine B. Paiso
Economy
The Value-Added Tax (VAT) Slash: Relief or Risk?
By James Nathan Ang and Marian Monette Florendo
Fine Living
From passion to preservation: Protecting the value of collectibles
By Bjorn Biel M. Beltran, BusinessWorld
FROM OUR PARTNERS
The Latest News
Philippine News
Worldwide News From Reuters
Money Sense
Rates & Bonds3 MIN READ
Ask Your Advisor: Is it too late to buy the RTB 5-19?
Updated as of September 29, 2025: It has been a month since RTB 5-19 was issued. And yet, it still offers a few benefits that cannot be ignored
Equities3 MIN READ
Premium Philippine REITs are still primed for growth
Are Philippine REITs too expensive? Our equity research analysts discuss why they are bullish on the sector.
Retirement7 MIN READ
A practical guide to estate planning
Have you ever wondered how to protect your family’s future and ensure your wishes are honored long after you’re gone? Here are some questions and answers to guide you.
Investment Tips3 MIN READ
How can parents prepare financially for their children?
As a parent, you want to secure a good future for your children. Here are seven steps you can take to prepare financially for parenthood.
Investment Tips4 MIN READ
Money conversations you should have with your future spouse
Unless you want your marriage to get tied up in knots, you should be prepared to talk about money. Here are vital conversations for the money-savvy couple.
Investment Tips3 MIN READ
7 tips to strengthen your relationship through joint financial planning
Strengthen your relationship through joint financial planning! Learn 7 tips for couples to build trust, unity, and a shared financial future.
Explainer Articles
Explainer
5 MIN READ
Bonds 101: Why price and yield move in opposite directions
Ever wondered why bond prices and yields move in opposite directions? This article explains why.
Key Points
- What exactly is a bond
- Important bond terms
- Understanding bond yield
- Relationship of bond price and yield
Videos
Get More Insights
Webinars
See All Webinars
2024 Mid-Year Economic Briefing: Navigating the Easing Cycle
In our most recent webinar, financial markets experts from Metrobank and our credits research partner CreditSights, discuss the possible effects on the investing environment amid an expected easing of inflationary pressures. June 21, 2024
Investing with Love: A Mother’s Guide to Putting Money to Work
In this webinar by First Metro Securities, you will learn about how a mother’s love can be related to investing. May 15, 2024
Investor Series: An Introduction to Estate Planning
In this webinar organized by the CFA Society Philippines, Wanda Beltran, Metrobank Head of the Accounts Management Division under the Trust Banking Group, shares some hard-earned lessons about poor estate planning and some tools and tips that can help people build an equitable legacy for their loved ones. September 1, 2023Webinars
Economic Updates
Policy Rate Views: Fed’s cautious step towards neutral
Risks on achieving the dual mandate of the US Fed make policy rate decisions more difficult
