A moderate risk portfolio designed for steady income and growth potential
Portfolio Breakdown
Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.
Fixed Income
Portfolio Breakdown
Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.
Fixed Income
Metro Max-5 Bond Fund: 45.00%
Open link in a new tabMetro Corporate Bond Fund: 25.00%
Open link in a new tabMetro Unit Paying Fund: 25.00%
Open link in a new tabMoney Market
Metro Money Market Fund: 5.00%
Open link in a new tabThings to know
You can invest in the Moderate Risk Portfolio if you are:
a Metrobank client with an active Settlement Account, where investment transactions are seamlessly debited and credited.
a Metrobank client with a “Moderate” risk profile
Looking to invest for steady returns and growth potential through diversified bond exposure poised to deliver regular income and price appreciation.
Expert Insights
Q1 2026
For Fixed Income, local yields moved significantly higher during the month as investors reacted to elevated inflation, Peso weakness, and uncertainty surrounding the US-Iran conflict. Yields rose by an average of 58 bps month-on-month across the curve. Market sentiment turned cautious following the release of the April inflation print of 7.2% during the first week of May, which reinforced expectations of further BSP policy tightening. Auction results reflected the risk-off environment, with weak demand for longer-dated government securities. Portfolio positioning remains underweight duration versus benchmark, maintaining a preference for shorter-dated securities to manage volatility and preserve flexibility amid an uncertain interest rate environment.
For Fixed Income, local yields moved significantly higher during the month as investors reacted to elevated inflation, Peso weakness, and uncertainty surrounding the US-Iran conflict. Yields rose by an average of 58 bps month-on-month across the curve. Market sentiment turned cautious following the release of the April inflation print of 7.2% during the first week of May, which reinforced expectations of further BSP policy tightening. Auction results reflected the risk-off environment, with weak demand for longer-dated government securities. Portfolio positioning remains underweight duration versus benchmark, maintaining a preference for shorter-dated securities to manage volatility and preserve flexibility amid an uncertain interest rate environment.
Performance and Allocation Exposure
On the Fixed Income side, we increased exposure to Peso Metro Money Market Fund and reduced allocation to Peso Metro Max-5 Fund. This adjustment reflects a more cautious positioning as rising inflation concerns, higher interest rate expectations, and elevated market volatility continue to pressure bond markets. The increased cash allocation enhances liquidity and provides flexibility to take advantage of opportunities as market conditions evolve.
Investment Alternatives
Money Market
Time Deposits
Treasury Bills (T-Bills)
Fixed Income Securities
Retail Treasury Bonds (RTBs)
Fixed Rate Treasury Bonds (FXTNs)
Corporate Bonds
Strategic Asset Allocation is constructed on the basis of long term asset class views with targets to maintain a set combination of asset classes
Tactical Asset Allocation refers to an active call that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.
This portfolio’s TAA shifts some of its share to fixed income to allow you to take advantage of a short term rally in bonds. You can work back to neutral until the next short term catalyst favors either bonds or stocks.
| Title | Fixed Income | Equity |
|---|---|---|
| Strategic Set Allocation | 70% | 30% |
| Tactical Set Allocation | 75% | 25% |
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