100% Fixed Income

Portfolio Breakdown

A moderate risk portfolio designed for steady income and growth potential

Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.

Fixed Income

Portfolio Breakdown

A moderate risk portfolio designed for steady income and growth potential

Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.

Fixed Income

Metro Max-5 Bond Fund: 45.00%

Metro Corporate Bond Fund: 25.00%

Metro Unit Paying Fund: 25.00%

Money Market

Metro Money Market Fund: 5.00%

View the full breakdown and gain more insights into this portfolio

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Stock calls

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Things to know

Who is eligible to avail of the portfolio?

You can invest in the Moderate Risk Portfolio if you are:

a Metrobank client with an active Settlement Account, where investment transactions are seamlessly debited and credited.

a Metrobank client with a “Moderate” risk profile

Looking to invest for steady returns and growth potential through diversified bond exposure poised to deliver regular income and price appreciation.

Expert Insights

Fund Manger Point of View

Q3 2025

For Fixed Income, Philippine government bond yields remained elevated during the month, with the yield curve continuing to flatten as investors priced in persistent inflation risks, expectations of further BSP policy tightening, and uncertainty surrounding developments in the Middle East. We maintained a near-neutral duration position while selectively deploying funds during market corrections to capture attractive yields, with a preference for short- to medium-term securities over longer-dated bonds.

Performance and Allocation Exposure

Strategy and Investments Focus

No changes were made to the underlying Fixed Income UITFs during the month, as the current portfolio positioning remains appropriate given elevated bond yields and continued uncertainty surrounding inflation and monetary policy. The portfolio maintains a near-neutral duration profile and remains positioned to selectively capture attractive opportunities as market conditions evolve.

Performance and Allocation

Note: The current allocations are as of July 2026, while the previous allocations are as of June 2026.

Performance - Quarter on Quarter (QoQ)

Investment Alternatives

Other Investment Options

Money Market

Time Deposits

Treasury Bills (T-Bills)

Fixed Income Securities

Retail Treasury Bonds (RTBs)

Fixed Rate Treasury Bonds (FXTNs)

Corporate Bonds

Things to Know

Strategic Asset Allocation is constructed on the basis of long term asset class views with targets to maintain a set combination of asset classes

Tactical Asset Allocation refers to an active call that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.

This portfolio’s TAA shifts some of its share to fixed income to allow you to take advantage of a short term rally in bonds. You can work back to neutral until the next short term catalyst favors either bonds or stocks.