Wealth Insights

Portfolio Breakdown

A moderate risk portfolio designed for steady income and growth potential

Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.

Fixed Income

Portfolio Breakdown

A moderate risk portfolio designed for steady income and growth potential

Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.

Fixed Income

Metro Max-5 Bond Fund: 45.00%

Metro Corporate Bond Fund: 25.00%

Metro Unit Paying Fund: 25.00%

Money Market

Metro Money Market Fund: 5.00%

View the full breakdown and gain more insights into this portfolio

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Stock calls

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Read our latest views about the equities market

Things to know

Who is eligible to avail of the portfolio?

You can invest in the Moderate Risk Portfolio if you are:

a Metrobank client with an active Settlement Account, where investment transactions are seamlessly debited and credited.

a Metrobank client with a “Moderate” risk profile

Looking to invest for steady returns and growth potential through diversified bond exposure poised to deliver regular income and price appreciation.

Expert Insights

Fund Manger Point of View

Q1 2026

For Fixed Income, local yields exhibited an upward bias in line with regional movements amid geopolitical tensions and inflation concerns. Portfolio positioning remains near neutral duration versus benchmark, with a continued bias toward shorter-dated securities to manage volatility and capture carry.

Performance and Allocation Exposure

Strategy and Investments Focus

On the Fixed Income side, adjustments continue to emphasize shorter-duration positioning, with preference into the belly and front end of the curve. This allows the portfolio to manage volatility amid rising yield pressures while enhancing carry and keeping duration broadly aligned with benchmark levels.

Performance and Allocation

Performance — Annualized Return

Investment Alternatives

Other Investment Options

Money Market

Time Deposits

Treasury Bills (T-Bills)

Fixed Income Securities

Retail Treasury Bonds (RTBs)

Fixed Rate Treasury Bonds (FXTNs)

Corporate Bonds

Things to Know

Strategic Asset Allocation is constructed on the basis of long term asset class views with targets to maintain a set combination of asset classes

Tactical Asset Allocation refers to an active call that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.

This portfolio’s TAA shifts some of its share to fixed income to allow you to take advantage of a short term rally in bonds. You can work back to neutral until the next short term catalyst favors either bonds or stocks.