Wealth Insights

Portfolio Breakdown

A moderate risk portfolio designed for steady income and growth potential

Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.

Fixed Income

Portfolio Breakdown

A moderate risk portfolio designed for steady income and growth potential

Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.

Fixed Income

Metro$ Max-5 Bond Fund: 50.00%

Metro$ Short Term Bond Fund: 25.00%

Metro$ US Investment Grade Corporate Bond Feeder Fund: 20.00%

Money Market

Metro$ Money Market Fund: 5.00%

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Things to know

Who is eligible to avail of the portfolio?

You can invest in the Moderate Risk Portfolio if you are:

a Metrobank client with an active Settlement Account, where investment transactions are seamlessly debited and credited.

a Metrobank client with a "Moderate" risk profile

Looking to invest for steady returns and growth potential through diversified bond exposure poised to deliver regular income and price appreciation.

Portfolio Strategy

Fund Manager Point of View

Q1 2026

For Fixed Income, portfolio duration remains slightly below benchmark, reflecting a cautious stance while allowing underlying funds to adjust positioning in response to evolving rate expectations.

Performance and Allocation Exposure

Strategy and Investments Focus

On the Fixed Income side, positioning continues to favor a slight underweight in duration, with adjustments implemented within underlying funds to manage interest rate risks and preserve income generation. The portfolio remains positioned to navigate potential volatility in yields, particularly given the evolving inflation and policy backdrop.

Performance and Allocation

Performance - Quarter on Quarter (QoQ)

Investment Alternatives

Other Investment Options

Low-Risk Assets

Time Deposits

U.S. Treasury Bills

U.S. Treasury Notes

U.S. Treasury Bonds

Retail Dollar Bonds (RDBs)

Fixed Income Securities

Investment Grade Corporate Bonds

Sovereign Bonds

Foreign Stocks

Fixed Income ETFs

Things to Know

Strategic Asset Allocation is constructed on the basis of long term asset class views with targets to maintain a set combination of asset classes

Tactical Asset Allocation refers to an active call that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.

This portfolio’s TAA shifts some of its share to fixed income to allow you to take advantage of a short term rally in bonds. You can work back to neutral until the next short term catalyst favors either bonds or stocks.

Title	Fixed Income	Equity
Strategic Set Allocation	70%	30%
Tactical Set Allocation	75%	25%

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Model Portfolio Alternatives

Read through other alternative model portfolios to discover strategies that better align with your investment goals. Considering an investment that does not match your risk profile may involve higher risks. Make sure it fits your financial goals before making decisions.

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