Dollar portfolio invested in fixed-income instruments, offering income and potential for moderate returns.
Portfolio Breakdown
Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.
Fixed Income
Portfolio Breakdown
Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.
Money Market
Metro$ Money Market Fund: 5.00%
Open link in a new tabFixed Income
Metro$ Short Term Bond Fund: 30.00%
Open link in a new tabMetro$ Max-5 Bond Fund: 45.00%
Open link in a new tabMetro$ US Investment Grade Corporate Bond Feeder Fund: 20.00%
Open link in a new tabThings to know
You can invest in the Moderate Risk Portfolio if you are:
a Metrobank client with an active Settlement Account, where investment transactions are seamlessly debited and credited.
a Metrobank client with a "Moderate" risk profile
Looking to invest for steady returns and growth potential through diversified bond exposure poised to deliver regular income and price appreciation.
Portfolio Strategy
Q3 2025
For Fixed Income, U.S. Treasury yields moved higher across the curve during the month as markets priced in the possibility that the Federal Reserve may keep policy rates elevated for longer amid sticky inflation and resilient economic data. The yield curve bear flattened, with shorter-dated yields rising more sharply than longer maturities. We maintained an underweight duration position relative to benchmark, favoring short-dated fixed income exposures that offer attractive carry while remaining selective on credit opportunities. We also continued to take profits on longer-duration holdings while awaiting more attractive re-entry levels should yields move higher.
For Fixed Income, U.S. Treasury yields moved higher across the curve during the month as markets priced in the possibility that the Federal Reserve may keep policy rates elevated for longer amid sticky inflation and resilient economic data. The yield curve bear flattened, with shorter-dated yields rising more sharply than longer maturities. We maintained an underweight duration position relative to benchmark, favoring short-dated fixed income exposures that offer attractive carry while remaining selective on credit opportunities. We also continued to take profits on longer-duration holdings while awaiting more attractive re-entry levels should yields move higher.
Performance and Allocation Exposure
We reduced exposure to the Dollar Max-5 Fund and increased allocation to the Dollar Short-Term Fund. This adjustment reflects our continued preference for shorter-duration fixed income instruments as we maintain an underweight duration position amid expectations that interest rates will remain elevated for longer. The portfolio remains focused on generating attractive carry while preserving flexibility to redeploy into longer-duration bonds should more attractive entry opportunities arise.
Note: The current allocations are as of July 2026, while the previous allocations are as of June 2026.
Investment Alternatives
Low-Risk Assets
Time Deposits
U.S. Treasury Bills
U.S. Treasury Notes
U.S. Treasury Bonds
Retail Dollar Bonds (RDBs)
Fixed Income Securities
Investment Grade Corporate Bonds
Sovereign Bonds
Foreign Stocks
Fixed Income ETFs
Strategic Asset Allocation is constructed on the basis of long term asset class views with targets to maintain a set combination of asset classes
Tactical Asset Allocation refers to an active call that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.
This portfolio’s TAA shifts some of its share to fixed income to allow you to take advantage of a short term rally in bonds. You can work back to neutral until the next short term catalyst favors either bonds or stocks.
| Title | Fixed Income | Equity |
|---|---|---|
| Strategic Set Allocation | 70% | 30% |
| Tactical Set Allocation | 75% | 25% |
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