A moderate risk portfolio designed for steady income and growth potential
Portfolio Breakdown
Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.
Fixed Income
Portfolio Breakdown
Designed for moderate investors who want to minimize the effect of market fluctuations by taking an income-oriented approach with some potential for capital appreciation.
Money Market
Metro$ Money Market Fund: 5.00%
Open link in a new tabFixed Income
Metro$ Max-5 Bond Fund: 50.00%
Open link in a new tabMetro$ Short Term Bond Fund: 25.00%
Open link in a new tabMetro$ US Investment Grade Corporate Bond Feeder Fund: 20.00%
Open link in a new tabThings to know
You can invest in the Moderate Risk Portfolio if you are:
a Metrobank client with an active Settlement Account, where investment transactions are seamlessly debited and credited.
a Metrobank client with a "Moderate" risk profile
Looking to invest for steady returns and growth potential through diversified bond exposure poised to deliver regular income and price appreciation.
Portfolio Strategy
Q1 2026
For Fixed Income, global bond markets remained under pressure as resilient economic activity, accelerating inflation, and fiscal concerns pushed U.S. Treasury yields higher during the month. The Federal Reserve kept policy rates unchanged but maintained a cautious stance as inflationary pressures remained elevated. Meanwhile, longer-dated Treasury yields rose as markets priced in higher inflation expectations and increased uncertainty surrounding future policy direction. Portfolio positioning remains below benchmark duration, with a continued focus on high coupon securities to help manage volatility and support income generation in a higher rate environment.
For Fixed Income, global bond markets remained under pressure as resilient economic activity, accelerating inflation, and fiscal concerns pushed U.S. Treasury yields higher during the month. The Federal Reserve kept policy rates unchanged but maintained a cautious stance as inflationary pressures remained elevated. Meanwhile, longer-dated Treasury yields rose as markets priced in higher inflation expectations and increased uncertainty surrounding future policy direction. Portfolio positioning remains below benchmark duration, with a continued focus on high coupon securities to help manage volatility and support income generation in a higher rate environment.
Performance and Allocation Exposure
On the Fixed Income side, we increased exposure to Dollar Metro Money Market Fund and reduced allocation to Dollar Metro Max-5 Fund. This adjustment reflects a more cautious positioning as higher Treasury yields, persistent inflation pressures, and uncertainty surrounding the interest rate outlook continue to create volatility in fixed income markets. The increased cash allocation enhances liquidity while preserving flexibility to deploy capital as opportunities arise.
Investment Alternatives
Low-Risk Assets
Time Deposits
U.S. Treasury Bills
U.S. Treasury Notes
U.S. Treasury Bonds
Retail Dollar Bonds (RDBs)
Fixed Income Securities
Investment Grade Corporate Bonds
Sovereign Bonds
Foreign Stocks
Fixed Income ETFs
Strategic Asset Allocation is constructed on the basis of long term asset class views with targets to maintain a set combination of asset classes
Tactical Asset Allocation refers to an active call that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.
This portfolio’s TAA shifts some of its share to fixed income to allow you to take advantage of a short term rally in bonds. You can work back to neutral until the next short term catalyst favors either bonds or stocks.
| Title | Fixed Income | Equity |
|---|---|---|
| Strategic Set Allocation | 70% | 30% |
| Tactical Set Allocation | 75% | 25% |
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